Препоръка No. R (90) 19 относно защитата на личните данни използвани за разплащания и други свързани с това операции
(adopted by the Committee of Ministers on 13 September 1990, at the 443rd meeting of the Ministers' Deputies)

The Committee of Ministers, under the terms of Article 15.b of the Statute of the Council of Europe,

Considering that the aim of the Council of Europe is to achieve a greater unity among its members;
Aware of the increasing use of automated data processing in the area of means of payment and other related operations and the advantages to be gained;
Aware of the increasing use of automated data processing by bodies providing financial services, some of which are not necessarily banks;
Believing that the use of automated data processing in the area of means of payment and other related operations may entail risks to the privacy of the individual;
Believing moreover that notwithstanding the increasing use of automated data processing in the area of means of payment and other related operations, individuals should not be compelled to make use of electronic means of payment, so allowing them the possibility of keeping to a minimum the amount of personal data which is disclosed in the course of transactions;
Recognising that the provisions of the Convention for the protection of individuals with regard to automatic processing of personal data of 28 January 1981 apply to the automated data processing activities of bodies providing financial services;
Believing, however, that it is appropriate to apply more specifically the general provisions of the Convention so as to adapt them to the particular requirements of the types of operations referred to above;
Bearing in mind the international character of certain of these operations and the transborder flows of personal data to which they give rise, and which makes it necessary to promote an equivalent level of data protection in all the member States of the Council of Europe,

Recommends that the Governments of member States:

- take account in their domestic law and practice in the area of means of payment and other related operations of the principles and guidelines annexed to this Recommendation;

- bring this Recommendation to the attention of the competent authorities in the field of data protection as well as to the attention of bodies providing means of payment, beneficiaries and communications network operators or their representatives.